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Best Credit Cards for July 2022

Best Credit Cards for July 2022

In this article you will find information about the best credit cards for july 2022. If you want to know which are the best credit cards this month, continue reading this article. 

 

Wells Fargo Reflect℠ Card.

This is one of the best, as it offers a 0% introductory APR for 18 months, which can be extended for an additional 3 months if cardholders make payments on time. The 0% APR can be applied to transfers and purchases within 120 days of opening. There is also no annual fee. 

 

Chase Freedom Unlimited®

No annual fee and earns 5% cash back on travel purchased through Chase Ultimate Rewards, another 3% on pharmacy and restaurant purchases and 1.5% on all others. Plus, an extra 1.5% can be earned. 

 

Discover it® Cash Back

Cardholders earn 5% cash back on everyday purchases at grocery stores, restaurants, gas stations and Amazon.com, as well as for payments made with PayPal. Plus, it offers unlimited 1% cash back on all purchases. There is no annual fee, and no payment the first time a late payment is made. At the end of the first year, it matches any cash back earned and provides free access to your FICO credit score. 

 

Discover it® Balance Transfer

Offers 0% introductory APR for 6 months on purchases and 18 months on balance transfers. Earns 5% cash back on purchases at various locations and an extra 1% after maximum spending is reached. No annual fee and ultimately matches all cash back earned at the end of the year. 

 

US Bank Altitude® Connect Visa Signature® Card

Five points are earned for every dollar spent at travel, gas stations, restaurants and grocery stores. Cardholder can earn 50,000 for $500 after spending $2,000 in the first 120 days. 

 

Discover it® Cash Back for Students

Individuals with regular credit or just getting a credit life may qualify for this card. They can earn 5% cash back on purchases at various locations on a quarterly basis. Offers unlimited 1% cash back on all other purchases.